It aims to provide financial protection to poor and vulnerable families for secondary and tertiary care hospitalization.
Key Features of PMJAY
- Cashless Treatment: Beneficiaries can avail cashless treatment at empanelled public and private hospitals across India.
- Comprehensive Coverage: The scheme covers a wide range of medical treatments, including surgery, medical tests, and hospitalization.
- High Coverage Limit: Each family is entitled to a health cover of up to Rs. 5 lakh per year.
- Free of Cost: The scheme is completely free of cost for eligible beneficiaries.
Eligibility Criteria:
Individuals are identified as eligible beneficiaries based on various socio-economic criteria, including those from the Socio-Economic Caste Census (SECC) database.
How to Apply
- Online Application: You can apply online through the official Ayushman Bharat website or through state government portals.
- Offline Application: You can also apply offline at Common Service Centers (CSCs) or government hospitals.
Benefits of PMJAY: - Reduced Financial Burden: The scheme helps reduce the financial burden on families during medical emergencies.
- Access to Quality Healthcare: It provides access to quality healthcare services, especially for the poor and vulnerable.
- Reduced Out-of-Pocket Expenditure: It reduces out-of-pocket expenditure on healthcare, ensuring financial security.
For more information and to check your eligibility, please visit the official Ayushman Bharat website or contact your nearest government hospital or Common Service Center.
Note: Specific eligibility criteria and procedures may vary from state to state. It’s advisable to consult with local authorities for accurate information.
Would you like to know more about a specific aspect of PMJAY, such as the list of covered diseases or the process of availing benefits?
